noun
1.
An Insurance Agent is an individual who sells insurance on behalf of an insurance company. They are different from Brokers, in that Brokers represent the party buying insurance, while agents represent the company selling the insurance. Agents can be either captive or independent. Captive Agents are representatives of a single insurance company, and sell policies exclusively for that company. Independent Agents sell policies for many companies.
A life insurance policy can supplement your retirement financial strategy by being a source of emergency cash or loan funds, or by simply providing the confidence that comes from knowing you've covered all the bases.
While protection is never a bad thing, you want to make sure the value of the coverage outweighs the added cost.
Even if you’re not living in a “high-risk” area, here’s why you may want to consider flood insurance to protect your home or business.